22. The Descent into the Darkside is Complete
For those who grow up in a frugal household, it’s difficult sometimes to kick those money-keeping habits even when they might be a little bit detrimental to you. It’s good to be frugal, it’s not good to be cheap. The thermostat wars are a classic household saga of budget versus blizzard.

There’s always that one person, shivering under layers of blankets, eyeing the heating dial like it’s the holy grail of warmth. The roommates or family appear, seemingly out of thin air, guardians of the utility bill, chanting the age-old mantra, “Just put on a sweater!” In the end, you find yourself dressed for an Arctic expedition, indoors, wondering if maybe, just maybe, warmth is worth the splurge